When reviewing loan documents, you might also come across terms tied to taxes and reporting, including IRS car loan interest reporting ...

If this is your first time getting a car loan, you probably have a million questions: "Should I get a loan from the dealer?" "Are online lenders legit?" — and everything in between. There are actually ...

Over 20% of new car purchases in Q4 2025 were 84-month financing deals. Consumers are looking to lengthier auto loans to lower monthly car payments, but the combined interest costs drastically ...

If you want to avoid dealerships and buy from an individual, a private-party auto loan can help Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer at Buy Side ...

There's no question that Americans love their cars. And with auto prices increasing, more of us are using some type of financing to get into the seat and out on the road. It's not just new vehicles, ...

Experts are seeing auto financing “trending back toward pre-pandemic norms” based data contained in TransUnion’s Q3 2025 Credit Industry Insights Report (CIIR). TransUnion reported on Monday that ...

Cash-out auto refinancing might help you secure better loan terms and access a lump sum, but there are drawbacks to consider Written By Written by Staff Loans Editor, WSJ | Buy Side Hannah Alberstadt ...

You’d love to purchase a new car, but need to make sure you can afford it. The 20/4/10 rule may be the budgeting hack you’re looking for. To follow this rule, you need to make a 20% down payment on a ...

Whether you finance or lease, you may have the option of a “balloon payment” at the end of the term. A balloon payment on a car is a large payment due at the end of the loan or lease term. Try This: 4 ...

Buying a car has become increasingly expensive: The average loan for a new car hit a record $781 in December 2025, according to Edmunds. Used car loan payments are up to $568 a month, a $14 increase ...